June month end check in

It's hard to believe half the year is gone already. At this rate Christmas will be here before we know it. 

Here are my numbers for June.

Groceries/HBA/Cleaning

Produce market : $67.13

Aldi : $14.76

Costco : $42.71

CVS : $3.42

Kroger : $95.66

Meijer : $47.23

Target : $59.80

Walmart : $25.36

Walgreens : $41.68

Total OOP : $397.75

Earnings 

Ibotta : $82.19

Kroger Cash Back : $47.03

Total earnings : $129.22

Total cost after earnings : $268.53

My earned drugstore rewards are not included in this amount. I also earned a $10 Target gc that I keep rolling into new gc deals.  I count them when I spend it. 

Oy Kroger. The store I used to do the least shopping at...lol. The deals are just too good to pass up there. I'm just loving their mega event sale and cash back. I like to roll my cash back into new deals. So fun when you have a low OOP.

I haven't done much drugstore shopping. I'm just not motivated to do drugstore shopping (although WAGS sucked me in this month already...lol). I seriously think I'm burned out from shopping. I really don't mind taking a break.

MONEY EARNED (SIDE HUSTLE)

GCs Earned $45 ($25 Mypoints, $20 IGC)

Personal items (things we've had listed for the past 2 years) : $117.01

2021 Closet cleanout : $71.59 (2 of the items were DS's)

Big goal : $9.25

Drugstore items : $23.46

Total earnings : $266.31

I've listed another 3 items from my closet and 7 from DS's. Now I'm up to 51 of my own items listed. 9 More to go. The sales were super slow this month. I know it's the summer slump. Things will start picking up again in August when people prepare for back to school.

YTD Earnings :

GCs (point earning sites) : $340

Ibotta : $413.69

Personal items : $423.50

2021 Closet cleanout : $209.22

Big goal : $593.19

Drugstore items : $93.55

Total Earnings (excl Ibotta) : $1407.86

YTD EXPENSES (Clothing/shoes/accessories, Christmas gifts)

OOP  (June) $239.36

This was from replacing DS's rain jacket. I also got my shorts & sports bras. I'm using half the shorts & bras now and the rest went into spare closet stockpile

YTD OOP : $1045.96

YTD side hustle income (personal, closet cleanout, drugstore) : $726.27

YTD clothing/christmas gifts expenses : $1045.96

YTD Balance ($319.69)

Ugh, I hate still being in the hole. However, I'm done with apparel shopping until the holidays. I have Kohls gcs earmarked for DS's sweats. It's gonna be hard with all the Independence day sales, but we don't need a single thing. I'm going on a shopping fast. That will really help my wallet.

I'm doing the same with grocery shopping. Firstly, I'm increasing my monthly budget to $400, no thanks to the constant food price increases. I might lower it to $350, but I'm doing a trial run this month to see how things go. 

I've already made a Sams, Costco & produce market trip (more on that later). As long as we have fresh meat & produce, I'm happy. So for the rest of the month I'm just gonna try to fill in the gaps (weekly salad, spinach, frozen broccoli, bananas, onions, bread). I'm also earmarking $10 per week to replenish some stockpile items I'm low or out of. So groceries should cost no more than $30 per week. Now if Kroger & the drugstores can just hold off on sales for this month, then I might be able to stick to my $300 monthly budget. Fingers crossed. 

Happy Independence day everyone. Hope you all have a wonderful weekend.