It's hard to believe half the year is gone already. At this rate Christmas will be here before we know it.
Here are my numbers for June.
Produce market : $67.13
Aldi : $14.76
Costco : $42.71
CVS : $3.42
Kroger : $95.66
Meijer : $47.23
Target : $59.80
Walmart : $25.36
Walgreens : $41.68
Total OOP : $397.75
Ibotta : $82.19
Kroger Cash Back : $47.03
Total earnings : $129.22
Total cost after earnings : $268.53
My earned drugstore rewards are not included in this amount. I also earned a $10 Target gc that I keep rolling into new gc deals. I count them when I spend it.
Oy Kroger. The store I used to do the least shopping at...lol. The deals are just too good to pass up there. I'm just loving their mega event sale and cash back. I like to roll my cash back into new deals. So fun when you have a low OOP.
I haven't done much drugstore shopping. I'm just not motivated to do drugstore shopping (although WAGS sucked me in this month already...lol). I seriously think I'm burned out from shopping. I really don't mind taking a break.
MONEY EARNED (SIDE HUSTLE)
GCs Earned $45 ($25 Mypoints, $20 IGC)
Personal items (things we've had listed for the past 2 years) : $117.01
2021 Closet cleanout : $71.59 (2 of the items were DS's)
Big goal : $9.25
Drugstore items : $23.46
Total earnings : $266.31
I've listed another 3 items from my closet and 7 from DS's. Now I'm up to 51 of my own items listed. 9 More to go. The sales were super slow this month. I know it's the summer slump. Things will start picking up again in August when people prepare for back to school.
YTD Earnings :
GCs (point earning sites) : $340
Ibotta : $413.69
Personal items : $423.50
2021 Closet cleanout : $209.22
Big goal : $593.19
Drugstore items : $93.55
Total Earnings (excl Ibotta) : $1407.86
YTD EXPENSES (Clothing/shoes/accessories, Christmas gifts)
OOP (June) $239.36
This was from replacing DS's rain jacket. I also got my shorts & sports bras. I'm using half the shorts & bras now and the rest went into spare closet stockpile
YTD OOP : $1045.96
YTD side hustle income (personal, closet cleanout, drugstore) : $726.27
YTD clothing/christmas gifts expenses : $1045.96
YTD Balance ($319.69)
Ugh, I hate still being in the hole. However, I'm done with apparel shopping until the holidays. I have Kohls gcs earmarked for DS's sweats. It's gonna be hard with all the Independence day sales, but we don't need a single thing. I'm going on a shopping fast. That will really help my wallet.
I'm doing the same with grocery shopping. Firstly, I'm increasing my monthly budget to $400, no thanks to the constant food price increases. I might lower it to $350, but I'm doing a trial run this month to see how things go.
I've already made a Sams, Costco & produce market trip (more on that later). As long as we have fresh meat & produce, I'm happy. So for the rest of the month I'm just gonna try to fill in the gaps (weekly salad, spinach, frozen broccoli, bananas, onions, bread). I'm also earmarking $10 per week to replenish some stockpile items I'm low or out of. So groceries should cost no more than $30 per week. Now if Kroger & the drugstores can just hold off on sales for this month, then I might be able to stick to my $300 monthly budget. Fingers crossed.
Happy Independence day everyone. Hope you all have a wonderful weekend.